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Jean Tirole discusses digital payments and ecosystems.

Regulating BIG TECH conference: “Big techs in finance – implications for public policy”, 8-9 February 2023 (https://www.bis.org/events/confresearchnetwork2302/overview.htm)

In the lead-up to EBAday 2022, Eugenio Tornaghi, Head of International Markets, Nexi, about what the economic and financial community should expect from European PayTech in the digital payments area, which innovation trends will affect digital payments at a European level in the next years, and what the short term priorities will be for PayTech leaders.

For all your fintech-related news, please visit https://www.finextra.com.

What Is Digital Payment: A Brief History of Payments

Before money has become so valuable when purchasing goods, people exchanged services and goods for other services and goods in return without involving cash in their transactions, like a farmer exchanging his chicken for a pair of shoes from a shoemaker.

As time passed by, the items that can be accepted as payments have narrowed down to those that can be easily traded such as animal skirts, salt, and weapons.

It was around 770 B.C. when China became the first country to use coins, which made running businesses more efficiently.

Globally, Europe was the first to create an industrial facility located in the region called Lydia back then (now known as Western Turkey) to manufacture coins that can be used as currency.

In 600 B.C., Lydia’s King Alyattes minted the first official currency. The coins were made from electrum, a mixture of silver and gold. They were stamped with pictures that acted as denominations.

Around 700 B.C., the Chinese people moved from using coins to paper money, and their emperor had a good handle on both the money supply and various denominations.

At present age, mobile payments are also considered money rendered for a product or service through portable electronic devices such as smartphones and tablets.

Due to the threats brought by the COVID-19 pandemic, the adoption of mobile payments for convenience and in an effort to observe physical distancing continues to increase, accelerating the shift to a cashless society.

Find out more about our mobile payment solutions at www.mcpayment.com.

#mcpayment #mobilepayment #digitalpayment #paymentsolution